Terms of Service

1. Acceptance of Terms

By accessing or using Synth & Financial Tools (“Service”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, you must not use the Service.

2. Changes to Terms

We may modify these Terms at any time. We will post updates with a “Last Updated” date. Continued use after changes constitutes acceptance.

3. User Conduct

• You must comply with all applicable laws: PIPEDA (Canada), CCPA (California, USA), GDPR (EU), UK GDPR.
• You will not use the Service for illegal, infringing, or harmful purposes.
• You must not disrupt or attempt to gain unauthorized access to any portion of the Service.

4. Intellectual Property

All content, trademarks, logos, and software are the property of Synth & Financial Tools or its licensors. You may not reproduce or distribute any content without express permission.

5. Disclaimers & Limitation of Liability

The Service is provided “as is” without warranties of any kind. To the fullest extent permitted by law, we disclaim all warranties, and will not be liable for any indirect, incidental, or consequential damages.

6. Governing Law & Jurisdiction

These Terms are governed by the laws of:

• Canada: Province of Nova Scotia (PIPEDA)
• United States: California (CCPA) for California residents; other states’ laws as applicable.
• European Union: GDPR and member-state data protection laws.
• United Kingdom: UK GDPR and Data Protection Act 2018.

7. Termination

We may suspend or terminate your access for violation of these Terms or for any reason, without notice.

8. Contact Information

If you have questions about these Terms, please contact us at stephenalfred31@gmail.com.